Everyone loves receiving and giving gift cards for special occasions. They reduce the stress of worrying if the recipient will like the jeans or shirt you bought them. They eliminate the fake smile and “I can always wear a new pair of jeans” routine from the person receiving the gift. However, beware of risks and…

An experienced driver can provide considerable benefits for a company, but often comes with a high salary range. If your company needs the financial guidance and support of a controller, but also needs to save money, a part-time controller is your answer. Hiring a first-time outsourced controller or CFO can be difficult to navigate if…

During the incorporation process, you may hear terms such as “foreign corporation,” “foreign LLC,” or “qualifying,” depending on the type of entity being formed. However, the term “foreigner” does not relate to another country, but to your state of origin. This means that if your business is incorporated as a corporation or limited liability company…

Asia is booming, and it is India and China that are driving its growth. During the recession, we expect our economy to grow at least 6%. Jobs have started to return to the market. At a time when people in other countries are moving from sedans to hatchbacks, Audi, BMW and RR are recording 100%…

WHY ADVERTISE WHILE CONSUMERS WAIT? – Advertising is welcome. Advertising annoys consumers… except when they’re waiting. A Swiss survey confirms that traditional advertising, expensive and saturated, is rejected by consumers. TV commercials annoy 3 out of 4 consumers. Mailings and Internet advertisements annoy more than half of consumers, the same for radio, although radio broadcasts…

If you’ve fallen behind on your mortgage, your home is currently under water, or you don’t anticipate being able to keep up with your home payments, then two options to consider are foreclosure or a short sale. While both can have a negative effect on your credit score, they both act differently. Here’s a closer…

Those who work in regular offices generally don’t have to worry about filing their taxes. Most of the time, their employers handle all tax matters for them. For freelancers, taxation is often a problem because they have to do all the work themselves. Determining what is taxable and how much can get confusing if you…

The zodiacal month ahead Regenerating Our Passions What we can all expect from the forecast of our planetary skies, from October 23 to November 22. Making the Most of Our Cycle in Scorpio Fall 2015 continues as Scorpio now takes us into the intensity of the season, plummeting without hesitation into the depth of what…

The object of market research is to find information that generally refers to people’s opinions about something or someone. It is almost always impossible to poll (ask) everyone who might matter, say every possible voter. In this example, all possible voters would understand the “universe”. Instead, market researchers examine a part of the universe. That…