Health Fitness

Top 5 cycling workouts

While any driving will help, there are some workouts that are more effective than others. Some attractions are to prepare you for training. Others are to help you recover. But there are certain key workouts that take a lot of effort and pay off with big improvements. Spring is just around the corner, so here…

Legal Law

Goof Proof Your Grammar – 5 Tips

With all the writing people are expected to do in an average business day, it’s no wonder grammatical errors slip through the cracks. Unfortunately, these issues can create misunderstandings or make you look bad. Fortunately, you don’t have to go back to school or read long grammar tomes to avoid the five most common mistakes….

Real Estate

RATES ARE LOW But is refinancing a bad idea?

Record low interest rates create another refinancing boom. Banks and brokers profit big time, but what about you and me? Just because you lower your interest rate doesn’t mean you’re saving money. Refinancing could look good and still hurt you. Refinancing can sometimes save you thousands of dollars and get you closer to your goals,…

Sports

Cat Bites – Dangers and Diseases

Myth: You can’t get a disease from your own cat’s bite. Done: Anyone can get an infection from any cat bite. Cats carry a germ called Pasteurella multicidal in the mouth, a bacterium that can cause serious infections in humans. Both humans and animals have mouths full of germs, but normally the body’s own immune…

Tours Travel

What happens if I don’t file for bankruptcy?

Not filing for bankruptcy can, in many cases, have more lasting consequences than filing for bankruptcy. Most of my clients ask, “What if I don’t do anything?” There are many opinions on the subject and the credit industry spends billions stigmatizing bankruptcy as a means of finding relief from a mountain of debt, foreclosures, foreclosures…

Technology

Digital music file formats

An uncompressed digital music file (such as a music CD) uses 10 MB or more per minute (at least 30 MB for a 3-minute song). These files should be compressed to the most common levels of 3-5MB per song. Compression rearranges the sequence of numbers, sometimes discarding less significant information, to reduce file size. The…