Many people avoid adding cell phone insurance to their phone costs each month because they think damage to their phone or theft will never happen. What many people don’t realize is that a mobile phone is one of the most used electronic devices in the world and its daily use, from one minute to the next, can make your phone naturally susceptible to loss, damage or theft.
Mobile phones are small in size and can easily slip out of the hand or be stolen from a bag or even a table. This kind of situation happens every day. Since the cost of mobile phone insurance is so low and affordable, there’s no reason why all phone users shouldn’t have it.
Many phone insurance plans cost less than £5 a month, which is about the same cost as a fancy cup of coffee at a popular chain. By investing this small amount of money each month, you will avoid a large bill in the event of an accident or theft.
Phones can cost hundreds of dollars due to their high-tech features and apps. Consumers demand advanced phone capabilities that can keep up with their text messages, emails, appointments, music and web browsing. This means that your phone will be expensive to replace, because it is not cheap equipment.
Even though your phone may have been purchased free of charge when you signed up with your cell phone company, it doesn’t mean you shouldn’t add cell phone insurance. That special introductory offer you received will not apply to another phone purchase. You will need to pay full price for a replacement phone if it is damaged or stolen.
This means that you will have to pay hundreds of dollars out of your pocket, which is an amount of money that many people do not have in their bank accounts. Just as you insure your car and your home, you will need to insure your mobile phone. It can save you a lot of money in the long run.
Mobile phones can be damaged by normal use, they can be dropped on the floor, the buttons can fall off, the screens can be broken or you could be the victim of theft. In either scenario, you’ll want to have that affordable mobile phone insurance policy so you can rest easy.
