Federal student loans are backed by the United States government. They are not based on the credit history of the borrowers, since most people who apply and receive them have just finished high school and do not yet have a credit history. They have lower interest rates that result in smaller monthly payments. While government…

A Delaware Statutory Trust (commonly known as a DST) is, as the name suggests, a legal entity created as a trust under Delaware state law. A DST is created for real estate investment purposes and is especially useful in a 1031 exchange. Under a DST, each investor owns a prorated share of the DST itself….

Needless to say, our ancestors didn’t care too much about heating their log cabins. The large fireplaces had no problem heating one or two rooms in which they lived. Of course, now that log houses are family-sized, people often get the impression that there’s something different about the way they heat themselves, and the good…

If you have been thinking of building your own solar panel on a small budget, then you are in the right place. Before you start, there are a few things to keep in mind, and among them is being open to trying new things and this will definitely increase your chances of achieving your goals….

Anyone who finds themselves with multiple balances on high-interest credit cards may want to consider looking into a bad credit personal loan. This allows them to transfer those balances and take advantage of a lower interest rate to pay off their cards. Unfortunately, many banks will turn you down because of your credit. Fortunately, there…

Home renovation often increases the value of the property. This is one of the most common reasons why reforms are carried out, in addition to updating a home and adapting it more to your personal tastes. When it comes to renovations, some homeowners choose to use the services of professional contractors. Renovation projects can be…

How homeowners can get the maximum tax refund. Owning a home. Ask any landlord what’s so great about owning versus renting, and most will say “the tax breaks!” That’s right, because all homeowners who itemize their taxes can deduct 100% of their mortgage interest and property taxes from their tax returns. But how do you…

There are different types of carpet to choose from when you are shopping for a new floor covering. The following is a list of the main types that are commonly available. berber carpet Berber rugs are easy to clean or maintain because the yarn is tightly twisted and does not fray. They come in a…

Financial difficulties have affected numerous local banks in Cameroon, many of which have been closed by regulatory authorities or have been restructured under their supervision. In Cameroonian banks such as BICIC Meridian BIAO Cameroon Bank were closed Many more local banks were in trouble and subject to some kind of “withholding action”. Failing local banks…

Every licensed real estate agent must demonstrate a certain basic level of professionalism and knowledge in order to be licensed in their state. However, in the real world, not all agents are created equal! Many characteristics are involved, including experience, empathy, integrity, ethical behavior/standards, marketing/selling/negotiating skills and experience, etc. However, after more than a decade,…