There is a wide and varied range of investment products, an appropriate investment portfolio can be created that offers the possibility of good returns without excess risk. For the slightly more adventurous investor willing to take risks for the possibility of higher returns, the investment market also holds exciting possibilities. When looking to build your investment strategy, there will be some important points to consider before choosing the right products for you.

Depending on the level of risk, there will be different investment funds to recommend. There are a number of financial advisors that offer these services, but only a few will continually assess the investment markets to ensure that clients’ money is invested to give them the greatest potential for growth.

We generally have two types of clients when it comes to investing, those who need and want to generate income from their investments, and those who are only interested in the growth of their investments.

invest for growth

After evaluating your risk profile, financial experts will give you recommendations based on their ongoing research. These recommendations will incorporate all of your investment objectives and will strive to find the right balance of risk and reward for you. They will also evaluate your investments on an agreed date at least once a year to ensure that your funds are invested in the most opportunistic sectors.

Invest to earn income

They can also develop an investment portfolio that minimizes your risk and ensures that you have a guaranteed income from your investments. There are many different investment products that track income. Finance experts will make sure you can do this in the most tax-efficient way.

Guaranteed Investments

Due to the volatility of investments in the last 5 years, more and more investors prefer to have collateral attached to their investments, especially those clients nearing or retiring. Financial experts must continually analyze the different guaranteed products on the market and, when asked, must offer clients the products that they believe are most beneficial for their needs.

In general, risk and reward must go hand in hand. However, financial services should quantify the risk associated with all these investment funds. They can recommend an investment portfolio and try to minimize risk where possible. Finance experts cannot guarantee performance levels, but they can monitor risks.

Savings in Investment Funds

While mutual funds are primarily designed to serve those who wish to invest larger amounts as a lump sum, many also facilitate regular contributions through savings plans. Your financial advisor can advise you on how to access products on a monthly savings basis.

All investments are different and each has its own risks and attributes. Discovering your investment risk profile is the first step in identifying which types of investments are best for you.