Debt Cleanup: How To Pay Off Your Unaffordable Debt For Pennies On The Dollar (And Pay Nothing At All) by Jorge P. Newbery. ISBN 978-1-61961-322-5. Published by Community Books, LLC, 2016, 2018. The reviewer received the book from the author as an e-book in pdf format.
Review by Chris Phillips
According to the author and the company for which this book is basically an advertisement, Debt Cleanse, creditors, credit card companies, and other corporate entities have tricked Americans into various selfish relationships based on long-term debt. or long term.
Mr. Newbery tells the story of his troubles when an unexpected natural disaster plunged his businesses and companies into enormous debt. He went from successful to broke and $26 million in debt in a matter of a few days after an ice storm. Rather than go the way of many in America, from the poorest to the richest, he did not choose bankruptcy. He made the decision not to pay his debts, none of them.
He embarked on this plan and has adhered to it and has learned the lessons he presents here in this book.
Reading the introduction and the first 3 chapters leaves one with the impression that he was able to do this with a great deal of help from friends and especially from the company that is so frequently referenced on those pages.
However, persistence is rewarded in the following chapters and especially when Chapter 15 Action Tools is thoroughly understood. For each of them, starting with Chapter 4, Newbery presents a step-by-step process to become debt free.
As he warns in the foreword, introduction, and throughout the book, this is not a quick process. This is not an easy process. This is a one time process. However, at the end of all this work and stress, anyone can be debt free.
Chapter 15 and the forms presented therein are the most important feature of this book, provided the uses of these forms are understood from the explanations in the preceding chapters. Each one is a type of fill-in-the-blank that the reader can adapt with the necessary information and have an accurate, legal, and correctly worded communication device for their specific situation.
The writing is consistent and well considered. Newbery does an excellent job of presenting situations, solutions, and examples that will guide the most beleaguered person to get out of debt and live debt free. With the exception of frequent references to the Debt Cleanse website, anyone can use the information presented here and do the same work Newbery did and continues to do to relieve the debt that is weighing them down.
This book can be recommended to any reader. The .pdf version of the book is highly recommended for anyone who wants to use the forms from the last chapter. These forms can be printed directly from the book, if a printer is accessible. If the reader has the full version of Adobe Acrobat, these forms can be completed on a computer before printing.
highly recommended
5 stars.
Website mentioned above: www.debtcleanse.com
